Loans.com.np - interest rates in Nepal

  Nepalese loans: get a loan with the lowest interest rates!

 

Borrowing money can be an interesting way to be able to make investments (fe in a business, house, study), bridging financial difficult times or to buy expensive (consumer) goods like cars, motorcycles or household appliances. As interest rates may vary dramatically amongst different financial institutions it is wise to carefully study these differences before getting a loan. www.loans.com.np want to help you by providing an overview of interest rates of different financial institutions for different types of loans.

Car/auto/motor cycle loans
Name of bank   Lowest Highest checked
Rastriya Banijya Bank   12,0% 14,0% 23-10-12
Nepal Bank   10,5% 13,0% 23-04-13
Bank of Kathmandu   13,0% 14,0% 23-04-13
Machhapuchchhre Bank Limited   12,0% 17,0% 23-10-12
Nabil bank   14,0% 16,0% 08-02-12
Nepal Bangladesh Bank   13,5% 17,0% 03-08-12
Citizens’ International Bank   14,0% 16,5% 08-02-12
Kumari Bank   14,0% 16,0% 03-08-12
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Mortgages and/or home loans
Name of bank   Lowest Highest checked
Nepal Bank   10,25% 12,5% 23-04-13
Rastriya Banijya Bank   11,0% 13,0% 23-10-12
Bank of Kathmandu   13,0% 14,0% 23-04-13
Nic bank   10,0% 16,0% 08-02-12
Machhapuchchhre Bank Limited   12,5% 17,0% 23-10-12
Himalayan Bank Ltd   13,0% 16,5% 08-02-12
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Personal loans
Name of bank   Lowest rate Highest rate checked
Nepal Bank   12,0% 13,5% 23-04-13
Rastriya Banijya Bank   13,0% 14,0% 23-10-12
Nic bank   15,0% 17,0% 08-02-12
Bank of Kathmandu   13,0% 14,0% 23-04-13
Himalayan Bank Ltd   14,5% 16,5% 08-02-12
Nabil bank   13,0% 16,0% 08-02-12
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Educational loans
Name of bank   Lowest rate Highest rate checked
Nepal Bank   11,0% 12,0% 23-04-13
Rastriya Banijya Bank   12,0% 12,0% 23-10-12
Bank of Kathmandu   13,0% 14,0% 23-04-13
Machhapuchchhre Bank Limited   14,0% 16,0% 23-10-12
Kumari Bank   14,0% 15,0% 04-08-12
Citizens’ International Bank   15,0% 16,0% 10-05-11
Nepal Bangladesh Bank   15,0% 16,0% 03-08-12
More rates of educational loans        
         
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Central bank
Nepal Rastra bank
Central bank of Nepal
 
Latest bank news
08-04-2013:
Nepal Bank is planning to float right shares soon. “Nepal bank will issue right share soon after mid-April,” informed the coordinator of Nepal Bank Maheshwor Lal Shrestha briefing the branch chiefs in the two-day regional interaction.

07-03-2013:
Global IME Bank has opened a branchless banking unit in Fulbari VDC of Kailali district. The branchless banking facility was inaugurated by the bank’s deputy chief executive Janak Sharma Poudel amid a function.

06-03-2013:
Standard Chartered PLC announced a 10th consecutive year of income, profit and dividend growth. With operations in many of the world’s most dynamic economies, the company now has 26 markets delivering over $100 million of income. Total group income was up by eight per cent to $19.07 billion.

05-12-2012
Almost half the commercial banks have yet to increase their paid up capital to Rs two billion, with less than eight months remaining for the regulatory deadline.  Among the 15 banks, 4 new banks, Mega Bank, Civil Bank, Century Commercial Bank, and Commerz and Trust Bank, have yet to issue shares to the public to increase their paid up capital, whereas the remaining banks including Nepal Bank Limited, Rastriya Banijya Bank, Standard Chartered Bank, Everest Bank, Bank of Kathmandu, NCC Bank, Lumbini Bank, NIC Bank, Kumari Bank, Laxmi Bank and Siddhartha Bank are also either issuing bonus shares or rights shares to meet the deadline.

04-12-2012
The Global IME Bank Limited has started agro-loan programme, targeting farmers in mid, far-western regions. The bank will distribute the agricultural loan of Rs. 50,000 to Rs. 10 million through its branches in Baitadi, Dadeldhura, Dhangadhi, Lamki, Surkhet, Dang, Ghorahi, Tulsipur, Nepalgunj, and Pushpalal Branch in collaboration with KL Dugad Group.

03-12-2012:
Standard Chartered Bank Nepal has won the prestigious ‘Bank of the Year’ award at The Banker Awards. The award was handed over to chief executive of the bank Joseph Silvanus at a grand gala dinner programme held at The Intercontinental Park Lane Hotel, London.

29-11-2012:
Civil Bank Limited made Rs. 2.27 billion net profit in the first four months of the current fiscal year 2069-70 BS. The bank has raised 10.34 billion deposits while it has made Rs. 9.15 billion loan disbursement during the same period. The bank has claimed that it has zero unproductive loans

NIC Bank has announced cash dividend of Rs 25 per share for fiscal year 2011-2012, which is subject to regulatory requirements and approvals. The bank had posted a net profit of Rs 392 million in fiscal year 2011-12, with its earnings per share of Rs 29.87, return on assets of 1.64 per cent and return on equity of 19 per cent.

07-11-2012:
Everest Bank has opened its 48th branch with ATM service at Gongabu, Kathmandu. The bank now has 48 branches, two extension counters, 20 revenue collection counters and 62 ATMs.

01-05-2012
Sunrise Bank has opened its 49th branch in Nepalgunj on Monday. The new branch will provide enhanced modern banking facilities including the newly launched Sunrise Mobile Banking service.

08-02-2012
Bank of Asia Nepal has started mobile banking services through Ncell’s network too. Earlier, the service was only available on Nepal Telecom’s mobile services. Now subscribers of both mobile service providers can enquire about balance, get account statement, transfer funds and make mobile bill payments through this service

05-01-2012
The only government owned bank — Rastriya Banijya Bank (RBB) — has finally got a chief executive officer following a long exercise. The CEO selection committee headed by Energy Minister Balanand Poudel selected Krishna Prasad Sharma as the new CEO

04-01-2012:
Nepal Investment Bank Ltd (NIBL) has started the MoneyGram International Money Transfer Services in Nepal. Under the arrangement, transactions coming from around more than 190 countries all over the world can now be paid from all the 41 branches of NIBL.

21-12-2011
The Gairidhara branch office building of Sunrise Bank Limited (SrBL) caught fire on Wednesday morning. The blaze occurred due to a suspected short-circuit in the diesel plant that was being operated in the hours of load shedding.

04-12-2011:
Bank of Kathmandu (BoK) has been awarded Bank of the Year 2011-Nepal and Kumari Bank has received The Manthan Award South Asia 2011. The Banker Magazine, a publication of the Financial Times Group awards the banks around the globe with its prestigious The Banker Award.

30-11-2010:
The leading bullion importer NIC Bank has launched ‘one kilo silver bar’ targeting the retail investors. “It will allow the public an option to buy certified silver as an investment instead of keeping it cooped up in the savings account,” informed head of financial markets -commodities and derivatives at the bank Saroj Guragain.

16-11-2011:
Nepal Bank Ltd marks 75th anniversary. On the occasion, President Yadav expressed happiness at the bank’s services provided through 112 branches across the country.

 

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Notice

At the moment we are doing our very best to gather us much information about interest rates of different type of loans in Nepal.
If you want to add the rates of other banks or financial institutions, or want to report a mistake, please send your comments to loans.com.np@gmail.com

Note: (more) information about interest rates of educational or study loans will be available soon.

 

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23-04-2013